Retirement Savings and Planning

Retirement Savings and Planning
401(k) Calculator	A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
401(k) Contribution Effects on Your Paycheck Calculator	Use this calculator to see how increasing your contributions to a 401(k) plan can affect your paycheck as well as your retirement.
401(k) Savings with Profit Sharing	Use this calculator to show how a 401(k) with profit sharing plan can help you save for retirement.
401(k) Spend It or Save It Calculator	There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
403(b) Savings Calculator	If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
403(b) Savings Calculator without Employer Match	If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement. Use this calculator if you do not have an employer match.
403(b)/457/401(k) Savings Calculator	A 403(b)/457/401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
457 Plan Contribution Effects on Your Paycheck Calculator	Use this calculator to see how increasing your contributions to a 457 plan can affect your paycheck as well as your retirement.
457 Plan Withdrawal Calculator	Use this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account.
457 Plan: Roth vs. Pre-tax Calculator	Use this calculator to help determine whether a Roth or Pre-tax 457 might be best for you.
457 Savings Calculator	A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
457(b) Special Catch-Up Election Contribution Calculator	Use this calculator to help determine if you are eligible for the 457(b) 3-year Special Catch-Up election and if so, how much you can contribute to your employer's 457(b) retirement plan in the current year.
72(t) Calculator	The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
72(t) Distribution Impact	This calculator is designed to examine the effects of 72T distributions on your retirement plan balance.
72(t) Distributions - Substantially Equal Periodic Payments	The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. This calculator provides an advanced analysis of the 72(t) SEPP.
Beneficiary Required Minimum Distribution (RMD) - Current Year	Use this calculator to determine your Beneficiary Required Minimum Distributions (RMD) of a retirement account for the current year.
Beneficiary Required Minimum Distributions (RMD)	Use this calculator to determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.
Beneficiary Required Minimum Distributions (RMD) - Advanced Options	Use this calculator to determine the Required Minimum Distribution (RMD) for different types of beneficiaries. This includes spouses, non-spouses and chronically ill individuals and non-adult children.
Beneficiary Required Minimum Distributions (RMD) - Spouse Inherited IRA	Use this calculator to create a future projection and Required Minimum Distributions (RMD) as a spouse beneficiary electing not to treat the inherited retirement account as his/her own.
Beneficiary Required Minimum Distributions (RMD) - Spouse Inherited IRA Current Year	Use this calculator to determine the current year Required Minimum Distributions (RMD) as a spouse beneficiary electing not to treat the inherited retirement account as his/her own.
Company Stock Distribution Analysis Calculator	If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
How Important Is Social Security?	Use this calculator to determine how losing this important retirement asset could affect you.
How long will my retirement savings last?	Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Individual 401(k) Contribution Comparison	Use this calculator to determine your 2024 maximum Individual 401(k) contribution as compared to three other possible plan options.
Individual 401(k) Contribution Comparison (Prior Tax Year)	Use this calculator to determine your maximum 2023 Individual 401(k) contribution as compared to three other possible plan options.
Individual 401(k) Savings Calculator	Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
IRA Spend It or Save It Calculator	Spending your IRA before you retire can be a costly decision. See how taking out your IRA early could cost you thousands of dollars both in taxes and lost earnings.
Pension Plan Retirement Options	Use this calculator to help decide between joint survivorship and single survivorship pension options.
Pension vs. Lump Sum Payout Calculator	Use this calculator to compare the results of getting a lump sum payout instead of a guaranteed monthly pension for life.
Required Minimum Distribution (RMD)	Use this calculator to determine your Required Minimum Distribution (RMD) and estimate future required distributions.
Required Minimum Distribution (RMD) - Current Year	Use this calculator to determine your current Required Minimum Distribution (RMD).
Required Minimum Distribution (RMD) - Future Projection	Use this calculator to create a projection of your future Required Minimum Distributions (RMD) as an owner of a qualified retirement account.
Required Minimum Distribution (RMD) - Stretch Projection	Use this calculator to create a stretch projection that includes your beneficiaries for Required Minimum Distributions (RMD) of a qualified retirement account.
Required Minimum Distribution (RMD) - Year To Begin	Use this calculator to determine when you must start your Required Minimum Distribution (RMD) for your retirement account.
Retirement Account Contribution Accelerator	Use this calculator to see how increasing your contributions to a qualified retirement plan can help save for your retirement.
Retirement Contribution Effects on Your Paycheck Calculator	Use this calculator to see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck as well as your retirement.
Retirement Income Calculator	Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
Retirement Nest Egg Calculator	Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
Retirement Pension Planner Calculator	Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
Retirement Plan Withdrawal Calculator	Use this calculator to see what your net withdrawal would be after taxes and penalties are taken into account.
Retirement Planner Calculator	Quickly determine if your retirement plan is on track - and learn how to keep it there.
Retirement Planner for Two Working Spouses	Plan your retirement for a household that has two working spouses. Find out if you are on track - and learn how to stay there.
Retirement Planner for Two Working Spouses with Different Retirements	Plan your retirement for a household that has two working spouses that retire at different times. Find out if you are on track - and learn how to stay there.
Retirement Planner with Retirement Earnings Calculator	Plan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there.
Retirement Planner with Taxes for a Deferred Retirement Savings Plan	Plan your retirement with the impact of a changing tax rate in retirement. This calculator is designed to model the impact of a tax deferred plan like an Traditional IRA or 401(k) and possible changes to your tax burden in retirement.
Retirement Shortfall Calculator	Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
RMD & Stretch IRA Calculator	Use this calculator for a spouse beneficiary (assumes spouse rolls to own IRA) or owner's death was post 2019 and the beneficiary is a Designated Beneficiary.
Roth (after-tax) Account or Pre-Tax Account?	You may have the option to contribute to Roth account. Use this calculator to help determine which retirement plan option might be best for you.
Roth 401(k) Conversion Calculator	This calculator will show the advantage, if any, of converting your pre-tax 401(k) to a Roth 401(k).
Roth 401(k) vs. Traditional 401(k) Calculator	Use this calculator to determine which 401(k) contribution type might be right for you.
Roth 403(b) vs. Traditional 403(b) Calculator	Use this calculator to determine which 403(b) contribution type might be right for you
Roth Contributions Within Your Retirement Plan	Use this calculator to help determine the impact of roth contributions within your retirement plan and your paycheck.
Roth IRA Calculator	Use this calculator to compare the Roth IRA to an ordinary taxable investment.
Roth IRA Conversion Calculator	This calculator will show the advantage, if any, of converting your IRA to a Roth.
Roth IRA Conversion with Distributions Calculator	Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
Roth IRA vs. Traditional IRA Calculator	Use this calculator to determine which IRA may be right for you.
Roth vs. Traditional 401(k) and your Paycheck	See how a Roth vs. Traditional 401(k) might affect your take home pay as well as your retirement savings.
Should you borrow from a 401(k) or 403(b)?	The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.
Social Security Benefit Calculator	Use this calculator to estimate your Social Security benefits.
Traditional IRA Calculator	How can contributing to a regular IRA help you in your retirement?

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.